YAL in Action

Check out YAL activities on campus and updates from around the liberty movement.

Tag: Student Loans
  • Yes, college is too expensive—but forgiving student loans won’t fix it

    When I was college shopping back in 2004, the idea of “tuition inflation” wasn’t on my—or most people’s—radar. We knew that college was expensive, of course, but I don’t remember my classmates or our parents thinking there was anything to be done about it other than working hard and, in most cases, taking out massive …

  • University at Albany YAL Holds War on YOUth Panel

    On April 24, YAL at the University at Albany held a panel featuring two speakers, Alex Portelli, and Greg Kerber. The event was a success despite the university denying our chapter the ability to actually table for it. Word of the event was spread by word of mouth and online advertisement and turn out was …

  • Want to make education more affordable? Get the government out of It!

    Outstanding student loan debt whizzed past the $1 trillion (that’s twelve zeroes) mark a little over a year ago, surpassing the entire amount of outstanding credit card and auto loan debt. Student loan debt has grown by about 300% over the last eight years as 37 million Americans hold this debt. With these kinds of …

  • Student Debt: The Next “Crisis”

    A grim narrative: A generation filled with economic crises with government there to solve them.  I recently wrote a piece via Turning Point USA on student loans and debt.  As Millennials, we do care about these two topics.  It’s important for us to know we are responsible for that bill. We will have to work and pay down that bill.  Move …

  • Student Loan Interest Rates too High?!

    Federally subsidized student loan interest rates doubled July 1 from 3.4% to 6.8%. The knee-jerk reaction to this from the public and particularly those whose core beliefs rest on the foundation of federal subsidies is to decry this as unfair and criticize the lack of action in preventing the rate increase. Further analysis, however, paints a …

  • The Student Loan Rate Hike Is Much Ado about Nothing

    A little over a year ago today, President Obama paid a visit to the University of Iowa as a part of his tour on college affordability. I’m a student there, and I attended the rally to hear his arguments straight from the horse’s mouth. Needless to say, it was difficult to keep quiet. The driving …

  • Help Students by Ending Student Loan subsidies

    It’s not uncommon to see articles (such as this one from the NY Times) that lament the fact that higher education is becoming less affordable while, at the same time complaining of the plummeting value of a college degree. The familiar refrain for these commentators is that the solution is more loans. In fact, the …

  • Student loans: A smart investment?

    With public attention newly fixated on the debt burden of American college graduates, the contribution of the federal government to that debt should also be analyzed. Rather than asking Washington to simply forgive their student loans, disgruntled protesters should be questioning the logic of the entire college financing system. We often hear that without the …

  • The Decision: Is college worth it?

    During the summer I work as a camp counselor, specifically with K-1st graders.  As I was meeting the family of one my young campers, the dad asked me where I attended college.  I told him Drake University and he then looked at his children and said, “See, we’re always thinking about college.  It’s so important.”  …

  • NIA’s new documentary on the student loan bubble

    The National Inflation Association (NIA) is making a documentary on the education bubble in higher education and student loan debt: In the weeks ahead, NIA is going to begin searching for people who deserve to be featured in our documentary. If you are a college student, a recent college graduate, or a current or ex-college …